 Check
Imaging | Credit Cards | ATM
& Check Cards | Online Banking
Check Imaging |
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With easy to read statements and the checks appearing in numerical order,
ten to a page, the benefits are immediately visible. Because your checks are not returned
and copies appear twelve to a page, your statements are much less bulky and, therefore,
easier and more convenient to store. The laser images are valid as proof of payment should
the need arise. Because the checks appear in numerical order, it is much easier and faster
to reconcile your monthly statement. Benefits of Check Imaged Statements:
- Checks are in numerical order
- 12 checks per page
- Easy to reconcile
- Easy to store
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Credit Cards |
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Iberville Bank issues MasterCard, MasterCard Gold, Visa Classic and Visa
Gold cards to customers with approved credit. A credit card provides an open line of
credit up to a specified amount which is handled on a revolving basis. Cardholders may
present the credit card at any participating bank for direct cash advances. Discover the
advantages of credit cards! Apply for your card today at any Iberville Bank location. Credit
Cardholder Benefits
- A personal line of credit can be activated when desired.
- Provides cardholder with a ready reserve for a large, unexpected purchase.
- Charges made with the credit card may be paid with one convenient monthly check to the
credit card company.
- A cash advance is available.
- Cardholders receive monthly accounting of all activity regarding purchases and payments.
- Convenience Checks are available and can be used as personal checks for cash
and purchases at places where checks are accepted but credit cards are not. The check
amount is charged to your card.
- Credit insurance is available for Life/Dismemberment, Disability and Involuntary
Unemployment. Premiums are charged to the customer's balance.
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ATM & Check Cards |
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Iberville Bank focuses on providing personal service as well as a variety
of technological conveniences including the Automated Teller Machine ATM). The ATM allows
you the convenience of banking from your car and after hours. Available at no charge to
all checking and savings customers, an our MoneyMaker ATM* card allows
customers to make withdrawals from their checking or savings accounts and/or transfer
funds from one account to another. Cash withdrawals are available world-wide through
machines displaying CIRRUS, PLUS, PULSE, or MoneyMaker symbols. When using a non-Iberville
Bank ATM, you will be charged a $1.00 fee.
Other Bank's Service Fees are waived at any ATM displying the "MONEYPASS" logo.
All ATM transactions appear on your monthly checking account statement or quarterly
savings account statement as will any ATM usage fees.
Visa Check Cards (also called Debit Cards) are another convenience
offered by Iberville Bank. They are accepted anywhere the Visa symbol is
displayed. Our Visa Check Cards* are used as a method of payment
and look like credit cards, but the amount of the transaction is taken from your checking
account. No check writing. No waiting for check approval. No ID hassle. Just sign the
receipt and your on your way. The transaction will appear on your monthly checking account
statement.
Unlike a credit card, customers do not have an open line of credit to a specified
amount with a check card. Therefore, if there are not sufficient funds in your checking
account at the time the transaction is made, the check card transaction will not be
approved by the merchant.
CHECK CARD ADVANTAGES
- Quick and easy to use, much like a credit card.
- Customers do not become over-extended because they are limited by the checking account
funds.
- Check cards can be used anywhere the Visa symbol is displayed
even though checks may not be accepted.
- The check card also serves as the ATM card. Customers may withdraw cash and transfer
funds to get cash from Iberville Bank and other ATMs.
*Additional ATM / Check Cards are issued for a fee of $10.00
each.
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Online
Banking |
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The Internet is the avenue through which Iberville Bank provides the most
convenient, technologically advanced services to its customers. Iberville Bank provides, FREE
of CHARGE 24 hour access to account information, in-bank transfers, and
electronic bill payment through the FundsXpress Financial Network system. Internet
Banking with Iberville Bank offers:
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