Schedule of Fees


Account Service Charge (Freedom Checking)
$3.00 per month (waived if account is enrolled in e-Statements)

Debit Cards

Debit Card Annual Fee
if inactive for 12 months


Debit Card Replacement Fee


Visa Gift Cards


Check Cashing

Non-Customer Checks
minimum $3.00

2% of check amount

Social Security or State Entitlement Checks


Savings Accounts

Savings Account balance falls below $100.00


Allowed three (3) withdrawls per month at no charge, then $2.00 service charge for each additional withdrawl in the same cycle.

Official Checks and Money Orders

Official Checks

1% of check amount
($3.00 minimum | $15.00 maximum)

Certified Checks

1% of check amount
($3.00 minimum | $15.00 maximum)

Money Orders

1% of amount
($3.00 minimum | $10.00 maximum)

Check Printing

Varies depending on the check style ordered (


Collection Items - incoming and outgoing


Domestic Outgoing Wires


Domestic Incoming Wires


Foreign Outgoing Wires


Foreign Incoming Wires


Deposit Items Returned

Returned Item Fee (per item)


Night Deposit Services

Night Deposit Bag


Night Deposit Corrections -each
*Dual tape not provided


Monthly Fee per bag


Night Deposit Mailed Receipts


Zipper Bag


Overdraft/Non-Sufficient Funds

Ovedraft Fee per item


Returned Item Fee per item


Continuous Overdraft Fee on Consumer Accounts - When an account is overdrawn for five (5) consecutive calendar days, the account will be charged a daily overdraft fee of $3.00 each business day the account remains overdrawn for up to 15 consecutive business days. These fees are in addition to the intial overdraft fee.

Overdraft fee applies to overdrafts created by check, in-person withdrawl, ATM withdrawl or other electronic means.

Daily Overdraft Fee (Commercial Accounts)
2nd day and beyond


Overdraft Protection through linked Savings Account
per transfer


Special Account Services

Account Activity Printout


Account Balancing Assistance
one hour minimum


Account Research
one hour minimum


Balance Inquiry by Phone


Savings Closing Account Fee
if open less than 12 months


Copies of processed checks


Garnishment/Levy Processing/Court Orders


Special Statement Cutoff


Stop Payment Orders


Special Services

Notary Services per item


Photocopies each


Return Mail Fee


Safe Deposit Box Rental



Small Box


Medium Box


Large Box


Extra-Large Box


Port Allen Only


Automatic Debit Banclub


Auto Debit Small Box


Auto Debit Medium Box


Auto Debit Large Box


Auto Debit Extra-Large Box


All-Initial Key Deposit


1 Fee $30.00 per item as of May 1, 2015

2 Fee $30.00 per item as of May 1, 2015

3 Fee $30.00 per item as of May 1, 2015