Top 10 Ways To Prevent Identity Theft:

1. Don't give out financial information such as checking and credit card numbers-and especially your social security number-on the phone unless you initiated the call and know the person or organization your dealing with. Don't give that information to any stranger, even one claiming to be from Iberville Bank.

2. Report lost or stolen checks immediately. Iberville Bank canl block payment on the check numbers involved. Also, review new checks orders to be sure none has been stolen in transit.

3. Store cancelled checks-and new checks in a safe place.

4. Notify your Iberville Bank of suspicious phone inquiries such as those asking for account information to "verify a statement" or "award a prize."

5. Guard your Money Maker ATM and Visa Check Card Personal Identification Numbers and all receipts. Thieves can use them to access your accounts.

6. Don't throw away financial solicitations that arrive in your mailbox. Tear them up so thieves can't use them to assume your identity. Tear up any other financial documents such as bank statements or invoices before disposing of them.

7. Don't put outgoing mail in or on your mailbox. Drop it into a secure, official Postal Service collection box. Thieves may use your mail to steel your identity.

8. If regular bills fail to reach you, call the company to find out why. Someone may have filed a false charge-of-address notice to divert your information to his or her address.

9. If your bills include suspicious items, don't ignore them. Instead, investigate immediately to head off any impossible fraud before it occurs.

10. Periodically contact the major credit reporting companies to review your file and make certain the information is correct. For a small fee, you can obtain a copy of your credit report at any time. The three major credit bureaus are:

Equifax             1 800 685-1111

Experian           1 800 682-7654

TransUnion     1 800 916-8800

Together, you and Iberville Bank can head off identity theft and account fraud before they ever happen. The bottom line: If you have any questions or concerns about protecting your financial identity, come in and visit us today. 

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